By creating an account on HumDono (the "Service") or using any part of it, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please don't use the Service.

HumDono is operated by We2Paisa Technologies("we", "us").

You must be at least 18 years old and capable of forming a binding contract under Indian law.

You are responsible for keeping your Google account secure (HumDono uses Google Sign-In). If your Google account is compromised, your HumDono account may be too.

You agree to provide accurate information and keep it current. You are responsible for the data you enter — we don't verify it.

HumDono is a personal finance tracker. It helps you record and visualise data you enter yourself.

HumDono is not:

• A SEBI-registered investment advisor — we do not give specific buy/sell recommendations
• A chartered accountant — we surface tax data but do not file your taxes
• A bank or payment platform — we do not hold or move money
• A financial advisor — informational features (allocation analysis, tax holding period flags, etc.) are educational, not personalised advice

You make your own financial decisions. We are not liable for losses from decisions made using information shown in HumDono. Always verify with your bank statements, broker reports, and tax professionals.

You agree not to:

• Use HumDono for any unlawful purpose
• Attempt to access another household's data without authorisation
• Reverse-engineer, scrape, or interfere with the service
• Upload malicious content or attempt to compromise the service
• Use HumDono to facilitate money laundering, tax evasion, or fraud
• Resell or redistribute the service or its data

Violations may result in immediate account termination.

You own the data you enter. We make no claim of ownership over your financial records. By using the Service, you grant us a limited licence to store, process, and display your data for the sole purpose of providing the Service to you.

When you invite a partner to your household via a 6-digit invite code, both of you can read and edit shared finance data. By generating an invite code or accepting one, you confirm that the partner has consented to share financial data with you.

Either partner can unlink at any time. On unlinking, both retain a copy of all data as it stood at the moment of unlinking.

HumDono is currently free to use.

We may introduce paid premium features in the future. If we do, free tier users will retain access to features they had at the time of any pricing change. Paid features will require explicit consent and acceptance of additional terms before any charge.

We may update, change, or discontinue features at any time. We aim to give 30 days' notice for major changes via in-app notice or email.

We do not guarantee uninterrupted service. Maintenance, third-party outages (Google Cloud, Firebase, Vercel), and other events may cause temporary downtime.

You can delete your account at any time. See our Privacy Policy for what happens to your data.

We may suspend or terminate accounts that violate these Terms, with or without notice. We'll usually try to notify you first unless the violation is severe (fraud, abuse, security threat).

HumDono is provided "AS IS" without warranties of any kind. We do not warrant that the service will be error-free, that calculations are accurate enough for tax filing or investment decisions, or that the service will be available without interruption.

Charts and totals are computed from data you provide; we make a best effort but rounding errors and edge cases occur. Always verify critical figures against your authoritative source (bank statements, broker reports, tax forms).

To the maximum extent permitted by Indian law, We2Paisa Technologies and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including financial losses arising from decisions made using information in HumDono.

Our total cumulative liability is limited to the amount you have paid us in the past 12 months — which, if the Service is free to you, equals zero.

You agree to indemnify and hold harmless We2Paisa Technologies from claims arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

These Terms are governed by the laws of India. Any dispute shall be resolved through good-faith mediation first; failing that, through binding arbitration in India under the Arbitration and Conciliation Act, 1996.

Subject to the above, the courts of India shall have exclusive jurisdiction.

We may update these Terms from time to time. Material changes will be notified via email and an in-app notice. Continued use after the effective date constitutes acceptance.

For questions about these Terms:
hello@humdonoapp.com

For privacy and data queries:
privacy@humdonoapp.com